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Sunday, January 27, 2013
Turbo-Charge Your Netflix Streaming Account
MURROUGH'S WELSH BREW TEA ? Food and Drink News
Murrough?s Welsh Brew Tea is the only major tea brand to be exclusively packed and blended for the principality of Wales. The superior blend of quality African and Indian teas are specifically chosen to compliment the waters of Wales, yielding that traditional colour and flavour relished by true tea drinkers.
Welsh Brew offer a wide range of bilingually packaged teas which meet the needs of hospitality, retail, wholesale, gift and catering trade sectors.
In addition to the extensive tea range, the brand offers bilingually packaged Welsh Brew luxury drinking chocolate and Welsh Brew freeze dried coffee.
Each of these products is also available in bilingually laminated sachets for hotel bedroom and self catering usage.
Welsh Brew Tea is supported via regular TV, radio and press advertising campaigns throughout the principality of Wales
For further details and availability please call us on;?01792 363391 or visit:?www.welshbrewtea.com /?info@welshbrewtea.com
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Source: http://www.foodanddrinknews-online.net/2013/murroughs-welsh-brew-tea/
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Under ObamaCare, It's Quit Smoking or Pay the ... - Big Health Report
The law, known as the Patient Protection and Affordable Care Act, was ? as its name implies ? ostensibly designed to make health insurance affordable to Americans. It prohibits insurers from turning down or charging more to individuals with pre-existing conditions and even certain conditions (such as obesity) that increase the risk of health problems.
However, the one condition that the law does not protect from high insurance rates is nicotine addiction ? despite the fact that smoking is associated with a number of serious health problems including heart disease and lung cancer. In fact, it specifically permits insurers to charge higher rates to older smokers than to nonsmokers or even younger smokers. Under the law, older adults in general may be charged up to triple what younger ones are charged (which could end up harming the young by hiking their rates). Smokers may, in addition, be charged up to 50 percent more than nonsmokers for their coverage, but younger smokers may be hit with a lesser penalty than older ones. Plus, the subsidies the government provides to offset the cost of insurance purchased on the individual market cannot be applied to the smoking penalty.
Just how expensive could insurance for older smokers become under ObamaCare? The AP ran the numbers:
Take a hypothetical 60-year-old smoker making $35,000 a year. Estimated premiums for coverage in the new private health insurance markets under Obama?s law would total $10,172. That person would be eligible for a tax credit that brings the cost down to $3,325.
But the smoking penalty could add $5,086 to the cost. And since federal tax credits can?t be used to offset the penalty, the smoker?s total cost for health insurance would be $8,411, or 24 percent of income. That?s considered unaffordable under the federal law. The numbers were estimated using the online Kaiser Health Reform Subsidy Calculator.
?The effect of the smoking (penalty) allowed under the law would be that lower-income smokers could not afford health insurance,? said Richard Curtis, president of the Institute for Health Policy Solutions, a nonpartisan research group that called attention to the issue with a study about the potential impact in California.
These rules apply only to those buying insurance on the individual market. Those obtaining coverage through their employers can escape the penalty ?by joining smoking cessation programs,? says the AP. There is no way to avoid the potential for the penalty altogether, which should not be surprising since the law practically demands that everyone kick the habit or be subjected to ?behavior modification.?
In so decreeing, the federal government took on no small task. About 20 percent of American adults smoke. ?That share,? writes the AP, ?is higher among lower-income people, who also are more likely to work in jobs that don?t come with health insurance and would therefore depend on the new federal health care law.?
Post Continues on thenewamerican.com
Source: http://bighealthreport.com/6684/under-obamacare-its-quit-smoking-or-pay-the-price-literally/
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The Princess Sorority
When five girls move in together for university will their worlds collide? Or will they all be friends?
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This topic is an Out Of Character part of the roleplay, ?The Princess Sorority?. Anything posted here will also show up there.Topic Tags:
Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.This looks great :)
Please can I reserve FC: Blake Lively?
"You played a good hand M'am." - Lawrence Dominic"I played a very bad hand very well. There is a distinction." - Adelle DeWitt
Dollhouse, S01E06
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LittleMissGeorgia - Member for 1 years
Ignore my reservation, I changed my mind .-.
Last edited by AmyGotScared on Sat Jan 26, 2013 5:51 pm, edited 1 time in total.As soon go kindle fire with snow, as seek to quench the fire of love with words.
William Shakespeare
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AmyGotScared - Member for 2 years
All reserved! Have the character profiles in by Monday please! If you need a format or base to work off, look at my characters page :)
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hanybanany - Member for 1 years
I want reserve snow white please
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Kuukakulily - Member for 2 years
Just so you know your reservations are only good until Monday morning! If you need a day or two extra, message me please :) Thanks!
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hanybanany - Member for 1 years
Post a reply
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Saturday, January 26, 2013
Pokemon: The Darker Days Return
Although Pokemon tends to be a nostalgic memory from when we were kids, I'd like to bring a darker edge to it in this roleplay
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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.Pokemon: The Darker Days Return
In the year 2033, Pokemon are now rarely kept as pets, or used in competitive challenges.
In this age, Pokemon are used as weapons. Extremely valuable, powerful weapons.
A team of controversial researchers began experimenting on Pokemon a few years ago. This team called themselves "Omega." They believed that they could harness the power of Electric Pokemon, and use it to generate power. And so they tried to do just that.
This dangerous experimentation caused an outcry from the members of the public. But Omega simply ignored the direct instructions that they should cease this cruelty immediately.
When they realised that they had no way of harnessing this power, or storing it, they gave up on that train of thought, and disappeared for a while. Everyone thought they had gone for good.
Omega emerged some years later, and they had discovered that they could use Pokemon in order to get what they wanted. They began to capture Pokemon from the wild, and torture them until they obeyed orders.
It started off on a small scale, they would use Pokemon to rob corner stores, and mug people on the street.
But things got worse.
It didn't take long for them to start staging bank heist's, and murdering influential political figureheads.
This behaviour caused a war to break out.
People began to train their Pokemon to fight. They formed their own group, calling themselves the "Crusaders".
The Crusaders grew rapidly in size, and eventually waged war against Omega.
The war started in Saffron City, But soon it was brutally occurring all across Kanto.
In this war, the Pokemon do not compete in a friendly battle until one of them "throws in the towel". These battles are to the death.
Currently, The Crusaders train new individuals in a huge camp, situated where Indigo Plateau once sat, in the Johto league.
It is unknown where Omega train their new individuals, But some are beginning to suspect it is around the ruins of Cinnibar.
This war is one of the most disastrous ones humanity has ever faced. A lot of lives have been lost, both human, and Pokemon. The body count is astronomical, the bloodshed unthinkable...
How will it end?
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In this roleplay, You will begin you story as a new member of even the Crusaders or Team Omega. This is up to you. (There are two special places on each team, of a higher rank.)
You will start with ONE low-level pokemon, chosen from the list below. During your training, you will have the chance to catch more, before you are thrown into the war, to fight your own battles.
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
For more info, click the link at the top. Please come and join! :)
This RP is intended to be like real life, if pokemon were real. Please don't apply if you're uncomfortable with Pikachu bleeding out. >_<
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Cadounus - Contributor
- Member for 1 years
Oh? This looks nice. Hm... One Omega Commander on reserve please?
I watch the Fates spin my existence, not with baited breath, but with a soft indifference, for I have lived a good life and I shan't regret anything. -Myself
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Child of the Winged - Member for 1 years
Alright! This RP is back! Mind if I reserve my Scientist spot for when I get access to a computer?
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Lloyd999 - Member for 1 years
Reserved for you both. :)
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Cadounus - Contributor
- Member for 1 years
Ah this rolepla- FFFFFFFFFUUUUUUUUUUUUUUUUUUUUUUUU I believe I deleted Gray literally just yesterday.
Reserve me a crusader ;p
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Finalhazard3 - Member for 4 years
May Tash reserve the Crusader Leader please? I'll have her up later today.
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Tash - Member for 1 years
Post a reply
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The Book Club Catches 'The Andromeda Strain'
This month, the book club discusses Michael Crichton's 1969 best-selling science fiction thriller The Andromeda Strain. Writer Richard Preston joins the club to talk about Crichton's writing style, and what it was like to work on Crichton's unfinished final manuscript, Micro.
Source: http://www.npr.org/2013/01/25/170267859/the-book-club-catches-the-andromeda-strain?ft=1&f=1007
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Exxon passes Apple as most valuable company
FILE - In this Oct. 20, 2012 photo, people line up to enter a newly-opened Apple Store in Wangfujing shopping district in Beijing. Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter, according to reports Friday, Jan. 25, 2013. Apple first surpassed Exxon in the summer of 2011. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012. (AP Photo/Andy Wong, File)
FILE - In this Oct. 20, 2012 photo, people line up to enter a newly-opened Apple Store in Wangfujing shopping district in Beijing. Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter, according to reports Friday, Jan. 25, 2013. Apple first surpassed Exxon in the summer of 2011. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012. (AP Photo/Andy Wong, File)
FILE - This Jan. 30, 2012 photo shows the sign for the ExxonMobil Torerance Refinery in Torrance, Calif. Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter, according to reports Friday, Jan. 25, 2013. Apple first surpassed Exxon in the summer of 2011. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012. (AP Photo/Reed Saxon, File)
FILE - In this Oct. 19, 2009 file photo, the Apple logo is seen on an Apple store in San Francisco. Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter, according to reports Friday, Jan. 25, 2013. Apple first surpassed Exxon in the summer of 2011. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012. (AP Photo/Russel A. Daniels, File)
FILE - This Oct. 26, 2006 file photo shows an Exxon logo seen at a Dallas gas station. Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter, according to reports Friday, Jan. 25, 2013. Apple first surpassed Exxon in the summer of 2011. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012. (AP Photo/LM Otero, File)
NEW YORK (AP) ? Exxon has once again surpassed Apple as the world's most valuable company after the iPhone and iPad maker saw its stock price falter.
Apple Inc.'s stock has been on the decline since the company's quarterly earnings report Wednesday suggested that its fast growth phase, rare for a company of its size, may be coming to an end.
Apple's stock fell 2.4 percent to close Friday at $439.88 for a market capitalization of $413 billion. That followed a 12 percent drop on Thursday, the biggest one-day percentage drop for the company since 2008.
Exxon Mobil Corp. gained 38 cents Friday to $91.73 for a market capitalization of $418 billion.
Apple first surpassed Exxon in the summer of 2011, displacing the oil company from a perch it had held since 2005. The two companies traded places through that fall, until Apple surpassed Exxon for good in early 2012 ? at least until Friday.
China's largest oil company, PetroChina, could lay claim to having hit a market capitalization even higher than either Exxon's or Apple's, but only based on prices on the Shanghai stock exchange, which is isolated from the rest of the financial world because of Chinese laws on foreign investment. PetroChina's shares also trade in Hong Kong and on the New York Stock Exchange. Based on prices there, its market capitalization never went as high as $500 billion.
Apple and Exxon are among only a half dozen U.S. companies to have ever reached $500 billion in market value. Apple and Microsoft Corp. are the only ones to have ever hit $600 billion.
Apple's stock price peaked in September at $705.07 on the day the iPhone 5 was released. Exxon, in the meantime, has been trading steady. Its business ? oil ? seems less prone to stock market ups and downs than the Cupertino, Calif.-based tech darling.
Exxon, which is based in Irving, Texas, set a record in 2008 for the highest quarterly earnings by any company. In the first nine months of 2012, Exxon earned nearly $35 billion, or 10 percent more than the same period in 2011, on revenue of $367 billion. Results for the fourth quarter are due Feb. 1.
Exxon, the biggest investor-owned energy company in the world, predicted in December that oil will continue to be the most important source of energy. That's because cars, trucks, airplanes, trains and ships will still depend heavily on oil-derived fuels such as gasoline and diesel.
This year, investors seem unforgiving with Apple, looking for perfection and punishing the stock for anything less. The company's stock price slipped below $500 for the first time last week, as investors saw signs that the iPhone 5 was falling behind competition from phones running Google's Android software, especially those from Samsung Electronics Co.
The latest quarterly report added to the concerns. Apple warned that its revenue growth, which had been running at a speed more reminiscent of promising startups than multi-national corporations, is slowing down considerably.
A big reason: It has been nearly three years since a new product has come from a company still seen as the embodiment of innovation. That last product, the iPad, came in 2010, when its CEO Steve Jobs was still alive. Some analysts question whether Apple can keep growing by just releasing new versions of its old products. The long-rumored Apple TV, is still just that, a rumor.
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